Business Banking
We have just the right accounts for businesses, small and large. Each of our Business Checking Accounts comes with the following FREE services:
- Business Debit Card (upon approval)
- e-Business Link Internet banking service
- e-BillPayunlimited online bill-payment service (requires enrollment in FREE e-BankLinkservice)
- 24-hour BankLink telephone service
- Itemized monthly statements with imaged items
- Commercial after hours depository
- Other free services including Notary services, bank deposit bag, coin counting service
Hometown Free Business Checking
Saving money on business checking is just good business and we're committed to helping your business run as smoothly as possible. That's why we designed Hometown Free Business Checking with your small business in mind.
- No minimum balance requirements
- FREE 150 transactions (paper debits, credits and deposited items - $.25 each additional item)
- FREE unlimited electronic items (ACH items, POS transactions, online banking or phone transfers)
- Online ACH and Wire Transfer capabilities (upon approval)
- Merchant Credit Card Program available: VISA/MASTERCARD/DISCOVER/AMEX
- Low statement cycle maintenance fee of $8 if balance drops below $1,500
Hometown Commercial Checking
Our Commercial Checking Account provides account analysis to businesses and corporations with higher levels of account activity. You receive an earnings credit that is used to offset all or part of your monthly charges.
- No minimum balance requirements
- Online ACH and Wire Transfer capabilities (upon approval)
- Merchant Credit Card Program available: VISA/MASTERCARD/DISCOVER/AMEX
Service charges calculated on average ledger balance less reserve. An earnings allowance is credited based on the available balance. There is a small monthly maintenance fee and all debits to this account have an additional charge. The service charge is based on the average balance and the activity during the statement cycle.
Hometown Interest Checking Business
Earning interest with checking privileges!
- Earns market interest rate
- Unlimited check writing privileges
- Online ACH and Wire Transfer capabilities (upon approval)
- Itemized monthly statements with items
- Merchant Credit Card Program available VISA/MASTERCARD/DISCOVER/AMEX
Service charges calculated on average ledger balances less reserve. An earnings allowance is credited based on the available balance. There is a small monthly maintenance fee and all debits to this account have an additional charge. The service charge is based on the average balance and the activity during the statement cycle.
The annual percentage rate and interest rate are subject to change without notice.
Commercial Money Market
Market interest rates and access to your funds!
- $2,500 minimum balance requirement
- Tiered interest rates
- Unlimited transfers within Bank of Eureka Springs accounts
(excluding prearranged transfers) - Online ACH and Wire Transfer capabilities (upon approval)
- Merchant Credit Card Program available VISA/MASTERCARD/DISCOVER/AMEX
- Low $10 statement cycle maintenance fee if balance drops below $2,500
This account is limited to 6 transactions per statement cycle with no more than 3 by check, draft or third party.
The annual percentage rate and interest rate are subject to change without notice.
Money Market Rewards
A Money Market checking account that earns CD type rates! Qualifying accounts will earn a substantial premium above our highest market tier. The qualifications for the Money Market Reward account are simple:
- Maintain a balance of $50,000 or more in a Money Market account
- Maintain an additional transaction checking account with monthly average balance of $2,500 and one direct deposit or direct payment
Now you can keep your money liquid while earning a premium rate. Your REWARD for banking locally - from your true hometown bank
This account is limited to 6 transactions per statement cycle with no more than 3 by check, draft or third party.
The annual percentage rate and interest rate are subject to change without notice.
Interest On Lawyers' Trust Accounts (IOLTA)
Bank of Eureka Springs participates in the Arkansas IOLTA Foundation program, which offers attorneys and law firms interest bearing checking accounts service charge free.
