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Meeting room inside Cornerstone Bank

Business Banking

Every business deserves to get the most out of their money and the best help from their financial institution. Let one of our deposit services representatives help you decide which account works best for your business.

Checking

Totally Free Business

At Cornerstone Bank we understand small businesses are expensive enough without costly service charges & fees, so we created our Totally Free Business checking account.

  • NO monthly service charge
  • NO monthly minimum balance requirements
  • FREE online banking
  • FREE unlimited bill pay
  • FREE debit card upon approval
  • FREE monthly transactions (up to 500 per month)
  • Just $0.28 per item over 500

Commercial Checking

Our fully analyzed commercial checking account gives you the ability to offset service charges with an earnings credit.

  • FREE online banking
  • FREE bill pay
  • $5.00 monthly service charge
  • $0.12 per check that clears
  • $ 0.08 per transit check that is deposited

Club/Association

A free account for clubs and associations so that your group can handle your financial needs free of service charges.

  • NO monthly service charge
  • Unlimited transactions
  • FREE debit card upon approval
  • FREE online banking
  • FREE bill pay

Savings

Commercial Money Market Rewards

As a way to express our gratitude for loyal Cornerstone Bank business clients, we reward you with higher interest when you keep your primary business checking account with us. Qualifying accounts will be rewarded with a higher yield on FIVE Separate Tiers! And it's so easy to earn your Rewards - simply maintain your primary Cornerstone Bank business checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account

Low statement cycle maintenance fee of $12.00 if balance drops below $2,500. During any statement cycle, you may not make more than six withdrawals or transfers to another bank account of yours or to a third party by means of a pre-authorized, automatic transfer or telephonic order or instruction, whether initiated by check, draft, debit card or similar order to a third party.

Commercial Savings

For that extra money your business has that needs to be put in a safe place where it can earn interest without too many requirements. It allows you the flexibility of unlimited in-person withdrawals. Preauthorized withdrawals from the account are limited to 6 times per quarter - a $1 fee may be assessed if this limit is exceeded. There is no monthly maintenance fee when a balance of $100 is maintained. A $1 monthly charge will be assessed if the balance falls below $100.

Commercial CDs

Cornerstone Bank offers a wide range of terms and competitive rates on Certificates of Deposit. Check out our Reward CDs to maximize your investments! Visit with one of our knowledgeable Deposit Service Representatives to see how we can help you plan for your current and future savings needs while keeping your investments 100% FDIC insured. Large deposits can obtain FDIC Insurance through our CDARS Registry Service.

EXTRAS

In addition to the many choices offered in our product line, Cornerstone Bank business clients also enjoy access to services that go above and beyond the norm. Check with Cornerstone Bank first; we can assist with all of your business and personal needs.

Bank Customer Services

  • FREE Notary Services
  • FREE Medallion Guarantee
  • FREE Internet Café
  • Merchant Services available
  • Safe Deposit Boxes
  • Copy and Fax services available
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